Federal Loans

Federal Direct Student Loan Program

Federal Parent PLUS Loan Program

PLUS loans are available to parents of dependent students to assist with educational costs. Through the PLUS program, parents may borrow the difference between a student’s cost of attendance less any financial aid.

Private Loans

Many programs are available through lending institutions to families in need of additional funding for education. These alternative sources may be a line of credit to cover educational costs for four years, a supplemental loan processed on a yearly basis, or a home equity loan.

In most cases, eligibility for supplemental loan programs is based on the personal credit history and financial circumstances of the student. Usually a debt-income analysis is performed to determine the applicant’s ability to repay the loan. Some applicants may find they need a co-borrower to gain approval for a supplemental loan. For additional information on these programs, contact the Financial Assistance & Planning Office.

Please refer to for more information and a list of loans/lenders available.

Students may elect to work with the lender of their choosing. If your lender of choice is not found using the Department of Education requires the completion of a Private Education Loan Self-Certification Form.